New To Canada Mortgages -

True of false?

  • Question 1

    Must have one applicant that has been a Canadian longer than two years?

    False: no need for an applicant to be a Canadian.

  • Question 2

    A permanent residence card is required to start an application?

    False: Landing paper with SIN number is required.

  • Question 3

    A Canadian credit history that shows lenders how you handle credit and debt and how responsible you are with your finances?

    False: No credit or limited Canadian credit is allowed.

  • Question 4

    Two years of employment history in Canada to indicate you have a stable income?

    False: 3 months minimum is sufficient.

  • Question 5

    You can only buy re-sale and not pre-construction?

    False: you can buy either, or both.

Spark financial group

We are thrilled to announce our dynamic partnership with Spark Financial Group, our premier lending partner. The collaboration with Spark Financial Group ensures that The RYZE Group has access to top-notch mortgage and lending services, empowering us to meet all your real estate financing needs seamlessly. With this powerful alliance, we aim to elevate your home buying and selling experience, combining The RYZE Group's industry knowledge with Spark Financial Group's expertise in lending. Trust us to RYZE above the rest in delivering unparalleled service and support for all your real estate endeavors.